Articles by Fairstone Wealth Management City LTD
Pension review, Pension Transfers

Should I consolidate my pensions?

There are lots of reasons why you might want to consider merging your pensions into one pot. Four reasons why you…
Savings, Interest rates, Financial Adviser

Mortgage overpayments - A long term investment in your...

By making extra payments on your mortgage, you can achieve significant interest savings, shorten your mortgage term,…
EPC's, Financial Adviser

Is investing in property still a good option for landlords

Wondering if it's the right time to invest in property with the new EPC regulations in place? Our comprehensive guide…
Junior ISAs, Lifetime ISA, ISA investments

What are the different types of Tax Free ISAs?

Cash ISA A Cash ISA mainly works like a traditional savings account. You can open a Cash ISA if you’re a UK resident…
Protection, Income Protection

Understanding the cost increases of income protection...

Plan ahead for your financial security Secure your financial future with income protection insurance. Fairstone…
Drawdown, Annuities, Pension Planning

Annuity Vs Drawdown

What’s the difference between an annuity and drawdown? Annuity and drawdown are the two main options for drawing money…
Buy Now, Mortgage, Residential

Should first-time buyers delay buying a house?

If you are looking to buy your first home but worried about mortgage rates and house prices, here are the arguments for…
Stock market, Invesment Planning

Dollar/Pound Cost Averaging

Pros Reduces Emotional Component One advantage to dollar/pound cost averaging is that by investing mechanically, you…
Pregnancy, Insurance, Life cover

Life Insurance when Pregnant

Given that the importance of life insurance grows with the size of your family, it is both common and reasonable for…
Mortgage, Inflation, Interest rates

Mortgage rates are unlikely to go down in 2023 and could...

Home owners may have to wait until 2024 before they see their repayments go down Mortgage rates more likely to…
HMRC, Accounant, Financial Advice

Are YOU missing out on a pension tax relief refund?

If you are a higher earner, you could be missing out on a chunky tax rebate on your pension contributions. These…
Tax Planning, Use it or Lose it

Last Minute Tax Saving things you can do before 5th April

Want to buy some stuff? Note – This tip applies only to business owners with a financial year that ends on either 31st…