Articles by Fairstone Wealth Management City LTD
IHT, Payout, Trust Planning

Why Onshore Bonds and Trusts are the perfect partners

Why placing an onshore bond into a trust is so much more than IHT planning.  For 73% of people, the most important…
IHT, Insurance, Tax Planning, Trust Planning

Life insurance and Inheritance tax

Life insurance can help protect your loved ones and help leave them financially secure after you're gone. Even better,…
Tax Planning, Pension Planning

Passing on pensions assets tax efficiently

Clients can pass on their pension assets to a beneficiary of their choice on their death in a number of ways and it is…
Long term planning, Investment Planning

Advantages and disadvantages of Investment Bonds

The advantages of Investment Bonds: Inheritance Tax mitigation if gifted into trust or used within a packaged IHT…
Life Insurance, Future Planning

Life Insurance Solutions for Your Blended Family

Financial planning for blended families can be awkward at best, especially when it comes to dealing with legacy…
Pension review, Pension Transfers

Should I consolidate my pensions?

There are lots of reasons why you might want to consider merging your pensions into one pot. Four reasons why you…
Savings, Interest rates, Financial Adviser

Mortgage overpayments - A long term investment in your...

By making extra payments on your mortgage, you can achieve significant interest savings, shorten your mortgage term,…
EPC's, Financial Adviser

Is investing in property still a good option for landlords

Wondering if it's the right time to invest in property with the new EPC regulations in place? Our comprehensive guide…
Junior ISAs, Lifetime ISA, ISA investments

What are the different types of Tax Free ISAs?

Cash ISA A Cash ISA mainly works like a traditional savings account. You can open a Cash ISA if you’re a UK resident…
Protection, Income Protection

Understanding the cost increases of income protection...

Plan ahead for your financial security Secure your financial future with income protection insurance. Fairstone…
Drawdown, Annuities, Pension Planning

Annuity Vs Drawdown

What’s the difference between an annuity and drawdown? Annuity and drawdown are the two main options for drawing money…
Buy Now, Mortgage, Residential

Should first-time buyers delay buying a house?

If you are looking to buy your first home but worried about mortgage rates and house prices, here are the arguments for…