Articles by Fairstone Wealth Management City LTD
HMRC, Tax Planning, Carry forward

Pre Tax Year end planning Tip 3

Make use of your Annual Pension Allowance  If you’ve used your full allowance in the current tax year but not in…
ISA, Junior ISAs, Tax year planning

Pre Tax Year end planning Tip 2

Make the most of your ISA allowance Everyone can take advantage of their annual tax free ISA allowance. For…
Insurance, Life cover, Income Protection

How to know what kind of protection insurance you need

There are many insurance products, each designed for different people in different circumstances. There are many…
Tax saving, Salary Sacrifice, Tax year planning

Pre Tax Year end planning

After the success of my 12 monthly tips in 2021, It made sense to continue but focusing on Tax Year End…
Price hike, Interest rates, Bank of England

Fixed and variable mortgage rates up after Bank raises...

Fixed mortgage rates are on the increase, as well as some variable deals which directly track the Bank of England base…
Offshore Bonds, Investment Bonds

Onshore Bond Vs Offshore Bond

Towards the end of 2021, I received may questions around the difference between an Onshore bond and Offshore Bond. Here…
Risk, Currency, High risk, Unregulated

4 issues facing Cryptocurrency Today

As a Financial adviser, I get asked many questions around cryptocurrency and what is my take on this. Firstly, most…
Mortgage, Insurance, Life cover

How to cover your mortgage in the event of your death?

Decreasing life insurance ensures that if you die, your loved ones won’t have to face the stress of paying off your…
Stocks, Investing, Financial Advice

5 Things You Should Know to Understand Your Investments

Whether you are investing for the very first time or you want to analyze the vitality of an existing portfolio, you…
Loans, Deposit, Mortgage

Six reasons your mortgage may be rejected

Mortgage lenders have toughened their rules in recent years, meaning the application process has become more rigorous.…
Growth, Savings, Income tax

Savings account Vs Stocks and Shares ISA

The more people I speak to, the more I realise not everyone understands the differences between having a Savings…
Family, Illness, Insurance, Monthlyincome

Is income protection worth having if you are self employed?

As self-employed people don’t benefit from sick pay or redundancy pay, it might be worth having self-employed income…