Articles by Fairstone Wealth Management City LTD
Energy bills, Interest rates, Property advice

What’s The Latest With UK Mortgage Rates?

The Bank of England raised interest rates on 15 December from 3.0% to 3.5%. The 0.50% percentage point increase marks…
HMRC, Rebates, Working from home

Working from home, energy costs and tax reclaims

I hate to be Scrooge this Christmas as I believe Christmas is all about giving so here is my gift to you…. With a large…
Asset allocation, Pension Transfers

Making the most of your pensions

Increase your savings If you have spare income, putting it into a pension is one of the most tax-efficient ways of…
Buy To Let, Residential, Interest rates

Buy or sell property in the current market

House prices have gone through the roof, but experts have said prices could drop over the next two years as interest…
Growth, Diversify, Time horizon

Why diversifying your portfolio matters

It is one way to balance risk and reward in your investment portfolio by diversifying your assets.  Diversification…
Protect what matters, Protecting your family

Do you think your Life insurance is a waste of money….

Things aren’t great right now. And because life insurance isn’t mandatory it's an obvious candidate for the chop as we…
Cash is king, Stock market, Invesment Planning

Why sticking with a Stocks and Shares ISA despite rising...

The Bank of England has hiked the bank rate eight times in a row since December, and it now stands at 2.25%. That is…
Lost pension, Auto Enrolment, Pension review

Do you have a lost pension pot?

New figures revealed that the total value of lost pension pots has jumped by £7.2 billion over the last four years,…
Property, Mortgages, Residential, Interest rates

Should I buy or rent a house?

Renting is usually quicker, cheaper and offers more flexibility than buying. In reality, there are pros and cons to…
Auto Enrolment, Pension Planning

Combining your pension pots

With everyone feeling the squeeze, tidying up your investment and pensions is a good place to start. Most people on…
Self employed, Income Protection

Do Self-employed individuals need Income Protection?

When you’re self-employed or a contractor, you get the sweet perk of being your own boss, but you wave goodbye to…
Stock market, Pension Planning

Should you have a pension or an ISA, or both?

Pensions and ISAs are both tax-efficient savings vehicles, with generous savings allowances, which make them ideal for…