• You may think you can predict how technological change, global politics and man's increasing longevity might affect your career, but even the cleverest among us get it wrong sometimes. Even if you don't like change, it will happen, so get ready for it as Bill Gates clearly did. Successful people don't always get their decisions right, but the one thing they always do is to have a contingency plan in place just in case things go pear shaped. Do you have a back-up plan that will future proof your career and protect your livelihood against adverse future trends?

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