Being your own boss comes with freedom but also financial risk. If you were unable to work due to illness or injury, how long could you cover your expenses? No sick pay. No employer safety net. Just you!
Yet many self-employed professionals hesitate to take out Income Protection often because they believe:
❌ "It’s too expensive."
❌ "I won’t need it, I’ll rely on savings."
❌ "I don’t understand how it works."
How the Market Has Evolved
Income Protection has changed. More flexible options now cater specifically to self-employed individuals and limited company owners:
✅ Shorter waiting periods – Quicker payouts to cover lost income.
✅ Tax-efficient solutions – Policies can be structured through your business.
✅ More affordable cover – Different payout lengths and premium options.
Are you Self-employed? If yes, what is your income safety net? Let’s talk about making sure you’re protected.
I am an Independent Financial and Mortgage Adviser and have worked in Financial Services for over 12 years. During my career I gained experience in assisting both individual and corporate clients.…
