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15.07.2021
WHAT DOES RETIREMENT MEAN TO YOU?
WHAT DOES RETIREMENT MEAN TO YOU?
Better health, more flexible working and longer life expectancy means that there has never been a better time to retire. But it can be complicated, especially as pensions have changed so much.
Under Pension Freedoms rules, everyone over the age of 55 can choose how and when they take benefits from their pension pot. This ranges from taking the whole fund at once, to taking lump sums as required, or drawing a regular income.
Given the number of options available and the need to ensure they are working as tax-efficiently as possible in combination to achieve your financial goals, the years leading up to retirement are unquestionably a key period of life in which to seek financial advice.
Watch this short animation to learn how your St. James's Place Partner can help design a retirement plan that’s right for you.
The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.
The levels and bases of taxation, and reliefs from taxation, can change at any time. The value of any tax relief depends on individual circumstances.
To watch the short video attached to this article, please paste the link below into your browser.
https://www.stevenswealthmanagement.co.uk/article/detail/sjpp/what_does_retirement_mean_to_you.html
I am offering a friendly and highly personalised advice service regarding all aspects of personal finance.
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