First time buyer mortgages
Buying your first home can be a real maze for clients looking to buy their first property. Here at Regent Street Advisers we welcome First Time Buyers. I will guide you through the minefield of mortgages and ensure you understand all about the products you are interested in. I will advise on a suitable product once I have assessed your needs. Most importantly you should have a good credit profile and a regular income. Self employed will need a minimum of 2 years accounts and in some cases 3 years are requested.
Check your eligibility for a mortgage on the internet. Just enter "How much can I borrow" on Google and fill in one of the calculators. As a rule of thumb, 4x your income could be the maximum mortgage you qualify for.
I will also be happy to advise and arrange your protection products too. Life insurance, critical illness and income protection. I also arrange buildings and contents insurance